Tag Archive for: !% real estate

Tips for New Florida Homeowners

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The thrill of closing on your new Florida home has finally arrived! As you bask in the excitement of this major milestone, it’s essential to remember that the journey doesn’t end here. In fact, it’s just the beginning. As a new Florida homeowner, you’ll want to ensure a smooth transition into your new life in the Sunshine State. From navigating the subtleties of Florida’s unique climate to staying on top of maintenance and upkeep, there are several crucial post-purchase home tips to keep in mind.

The Tampa seller agents/Orlando seller agents and buyers’ agents at One Percent Guys Full Service Real Estate Pros are here to help you acclimate and enjoy your new home. First and foremost, take the time to get familiar with your new home’s systems and mechanics. Understand how to operate the air conditioning unit, identify the location of the main water shut-off valve, and know how to troubleshoot common issues that may arise. Additionally, be prepared for the possibility of hurricanes and tropical storms by investing in storm shutters, impact-resistant windows, and a reliable generator if your home is not already equipped with these.

Because of Florida’s warm and humid climate, it’s vital to establish a regular maintenance routine to prevent costly repairs down the line. This includes tasks like inspecting and cleaning your gutters, trimming trees and shrubs to prevent damage, and scheduling annual HVAC maintenance.

Are you considering buying or selling a home? Navigating the Florida real estate market can be overwhelming, whether you’re trying to sell your home or find your dream property. Complicated processes and hefty commission fees can make it even more stressful. Having a trusted local expert by your side, guiding you through every step of the buying or selling process while saving you money in the long run, can make a significant impact on your home buying and/or home selling experience.

The Tampa seller agents/Orlando seller agents and buyers’ agents at One Percent Guys Full Service Real Estate Pros know the Florida market inside and out. Our 1% real estate approach allows you to say goodbye to exorbitant commission fees and keep more money in your pocket. We welcome the opportunity to tell you more about our 1% real estate advantage. Let us help you turn your real estate dreams into reality – give us a call to learn more today!

Making an Offer: Strategies for Success in Florida’s Competitive Real Estate Market

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As you navigate the sun-kissed shores of Florida’s real estate market, making an offer on your dream home can be an intimidating task. With the state’s popularity continuing to soar, it’s no secret that the competition for prime properties can be fierce. If you want to increase your chances of success, it’s essential to approach the offer-making process with a strategic mindset, and that’s where the Tampa seller agents/Orlando seller agents and buyers’ agents at One Percent Guys Full Service Real Estate Pros can help. In Florida’s fast-paced market, every minute counts, and a well-crafted offer can make all the difference between securing your dream home and watching it slip away to another buyer.

One key strategy we advise our clients is to be prepared to act quickly. In many cases, the first offer received is often the one that sets the tone for the entire negotiation process. Having your finances in order and being prepared to make a strong, well-poised offer can help ensure you’re ready to move swiftly and confidently when the right opportunity arises.

Working with the right local real estate agent who has intimate knowledge of the Florida market and can provide invaluable guidance is key to crafting a winning offer. If you’re in the market to buy or sell a home in Florida, look no further than One Percent Guys Full Service Real Estate Pros. Our team of trusted Tampa seller agents / Orlando seller agents and buyers’ agents are here to guide you through every step of the process with our signature 1% real estate approach. Whether you’re a first-time home buyer or a seasoned seller, our dedicated agents are committed to making your real estate dreams a reality. Say goodbye to hefty commission fees and hello to more money in your pocket. Contact us to find out more about how our unique 1% real estate advantage can benefit you today!

Navigating Florida’s Property Tax System

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As you soak up the sun and enjoy the laid back Florida lifestyle, it’s essential to remember that owning a home in the Sunshine State comes with its own set of unique property tax considerations. Florida’s property tax system can be complex, but understanding how it works can help you save money and avoid costly surprises. The Tampa seller agents / Orlando seller agents and buyers’ agents at One Percent Guys Full Service Real Estate Pros can help you navigate and understand property taxes in Florida. In fact, there are a ton of programs and benefits that many homeowners are unaware even exist!

For instance, did you know that Florida has a “Save Our Homes” cap, which limits the annual increase in assessed value to 3% or the Consumer Price Index (CPI), whichever is lower? This means that your property taxes can’t skyrocket overnight, giving you a sense of stability and predictability. Additionally, Florida offers a variety of exemptions and discounts, such as the Homestead Exemption, which can reduce your taxable value by up to $50,000. Veterans and seniors may be eligible for additional property tax exemptions as well.

Navigating these exemptions and ensuring you’re taking advantage of all the savings available can be a daunting task, which is why it’s crucial to work with a knowledgeable real estate agent. Your friends at One Percent Guys Full Service Real Estate Pros are here to guide you through the process and help you make the most of Florida’s property tax system.

As the pioneer of 1% real estate in Florida, One Percent Guys Full Service Real Estate Pros employs a team of expert Tampa seller agents/Orlando seller agents and buyers’ agents who are dedicated to helping you make your dreams become reality. Our approach really does make a difference and puts more money back into your pocket! Contact us now learn more about our 1% real estate difference today.

Insuring Your Florida Home: What You Need to Know

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As you bask in the warm glow of your new Florida home, it’s essential to remember that the Sunshine State is also prone to natural disasters, such as hurricanes, tropical storms, and sinkholes. That’s why having the right insurance coverage is crucial to protecting your investment. But, navigating the complex world of Florida homeowners’ insurance can be overwhelming, especially for out-of-state buyers.

The Tampa seller agents/Orlando seller agents and buyers’ agents at One Percent Guys Full Service Real Estate Pros are here to help. We understand the specific policies and riders you’ll need to consider to ensure you’re adequately protected. For instance, did you know that flood insurance is not typically included in a standard homeowners’ policy, and you may need to purchase a separate policy through the National Flood Insurance Program (NFIP)? Or, that windstorm coverage can be a separate policy or endorsement, depending on your location and the type of construction of your home?

Having a clear understanding of the insurance landscape in Florida will give you peace of mind. When working with One Percent Guys Full Service Real Estate Pros, you can rest assured that we’ll direct you toward getting the right coverage for your new home.

So, don’t let the sun-kissed beaches and palm trees distract you from the importance of proper insurance coverage – take the time to get it right, and you’ll be enjoying your Florida home for years to come!

One Percent Guys Full Service Real Estate Pros is the original provider of 1% real estate. Our Tampa seller agents/Orlando seller agents and buyers’ agents will help you sell your home and/or find the right home AND help you put more money back into your pocket. Give us a call to learn more about our 1% real estate advantage today!

Finishing the Deal: What to Expect on Closing Day

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Finishing the Deal: What to Expect on Closing Day

The moment of truth has finally arrived – it’s closing day! This is the day you’ve been working towards and waiting for, and with the help of the Tampa seller agents/Orlando seller agents/South Florida seller agents and buyer’s agents at One Percent Guys Full Service Real Estate Pros, it can be a seamless and stress-free experience.

As you prepare to close the deal on your new Florida home, it’s essential to know what to expect to avoid any last minute surprises. On closing day, you’ll meet with the seller and their agent, your real estate agent, and a representative from the title company to finalize the transaction. Be sure to bring all necessary documents, including identification, proof of insurance, and payment for closing costs, unless you plan to roll them into your mortgage.

The title company will guide you through the paperwork, ensuring that all documents are signed and notarized correctly. Take your time to review each document carefully, and don’t hesitate to ask questions if you’re unsure about anything. Remember, your agent from One Percent Guys Full Service Real Estate Pros will be with you every step of the way! Once the ink is dry, the keys are yours and you can start making memories in your new home.

The Tampa seller agents/South Florida seller agents/Orlando seller agents and buyer’s agents make the buying and selling processes easy. And, because we deal in 1% real estate, you will close the deal with more money in your pocket. We are the original providers of 1% real estate and our mission is to help our clients achieve their dreams. If you are ready to buy and/or sell your home, we’re excited to meet with you. Give your friends at One Percent Guys Full Service Real Estate Pros a call today!

Hurricane-Proofing: What to Look for in a Florida Home

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As you bask in the warm Florida sun, it’s easy to forget that the state is prone to hurricanes, which can bring powerful winds and devastating storms. But don’t let the threat of hurricanes dampen your dreams of owning a Florida home. Your friends at One Percent Guys Full Service Real Estate Pros have the comprehensive knowledge and experience to help you find a property that’s not only beautiful but also built to withstand the forces of nature.

Features such as impact-resistant windows, sturdy roofing materials, and reinforced doors that can withstand high winds can help ensure your home is more likely to fare well during hurricane season. Additionally, consider the home’s elevation and proximity to flood zones. A higher elevation and a safe distance from flood-prone areas can significantly reduce the risk of water damage.

Also, don’t be afraid to ask questions about the home’s history, including any previous damage or repairs. Consider the property’s surrounding landscape, and if there are trees, shrubs, etc., you will need to be prepared to keep them trimmed so they won’t become projectiles in strong winds.

If you are selling your home, the Orlando seller agents/Tampa seller agents/South Florida seller agents at One Percent Guys Full Service Real Estate Pros can offer you some helpful tips to make your home more attractive to buyers. If you are buying a home, we will help you identify features that offer peace of mind in the face of Florida’s unpredictable weather.

One Percent Guys Full Service Real Estate Pros are the original providers of 1% real estate. Our Tampa seller agents/Orlando seller agents/South Florida seller agents and buyer’s agents are committed to providing exemplary service while saving you money. Our 1% real estate promise is just that – a promise. And, with our 100% financing program with our preferred lender, as well as our 2% rebate on new homes, you cannot go wrong when working with us! Give us a call to learn more about how our 1% real estate advantage can benefit you today!

Coastal vs. Inland Properties

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Coastal vs. Inland Properties

As you begin your search for the perfect Florida home, it’s essential to consider the age-old adage: “location, location, location.” In the Sunshine State, this phrase takes on a whole new meaning, as the location of your home can greatly impact your lifestyle, budget, and overall quality of life. One of the most significant decisions you’ll face is whether to opt for a coastal property or one that is inland.

Coastal properties, with their breathtaking gulf or ocean views and convenient access to beaches, can be a dream come true for many. However, they often come with a higher price tag, and insurance premiums can be steep due to the risk of hurricanes and flooding. Coastal areas tend to be more crowded and noisier, which may not be ideal for those seeking a more peaceful atmosphere, but is ideal for those wanting to live a true beach lifestyle.

Inland properties offer a more affordable alternative, with lower insurance costs and a more laid back atmosphere. However, they may be farther from the beach and other coastal amenities, which could be a drawback for those who want to be close to the action. Inland areas also tend to experience more extreme temperature fluctuations, which can impact your energy bills and overall comfort.

Ultimately, the decision between a coastal and inland property comes down to your personal priorities and preferences. The Tampa seller agents / Orlando seller agents / South Florida seller agents and buyer’s agents can help you carefully weigh the pros and cons of each so you can make an informed decision that fits both your lifestyle and budget.

One Percent Guys Full Service Real Estate Pros is the original provider of 1% real estate. Our Orlando seller agents / Tampa seller agents / South Florida seller agents and buyer’s agents have worked with hundreds of individuals and families to help them sell their homes, and also find the homes of their dreams. Our 1% real estate promise means more money back in your pocket. So, whether you are buying a home, selling a home, or both, we invite you to experience the 1% real estate difference. Give your friends at One Percent Guys Full Service Real Estate Pros a call to learn more today!

Understanding the Florida Real Estate Market

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As you dip your toes into the Florida real estate market, it’s essential to understand the unique dynamics that shape the state’s housing landscape. Florida’s real estate market is complex, driven by a delicate balance of seasonal demand, tourist influx, and a growing population of retirees and snowbirds. The Tampa seller agents/Orlando seller agents/South Florida seller agents and buyer’s agents at One Percent Guys Full Service Real Estate Pros know Florida and understand how to navigate its real estate landscape.

One key factor to consider is the state’s distinct seasonal fluctuations. During the winter months, Florida’s population swells as snowbirds flock to the state’s warm climate, driving up demand for housing and pushing prices upward. Conversely, the summer months bring a slower pace, with prices often dipping as the snowbirds head back north.

Another crucial aspect to grasp is the impact of tourism on local markets. Cities like Miami, Orlando, and Key West, which are heavily reliant on tourism, often experience a surge in short-term rentals and vacation homes. This can drive up prices and create a competitive market, making it essential for buyers to be prepared to act quickly when they find the right property.

Florida’s growing population of retirees and snowbirds has led to a high demand for age-restricted communities, senior living facilities, and homes with amenities catering to older adults. Buyers should be aware of these demographic trends and consider how they may impact their purchasing decisions. Your friends at One Percent Guys Full Service Real Estate Pros can help you understand these intricacies so you will be better equipped to navigate the ever-changing and evolving Florida real estate market.

One Percent Guys Full Service Real Estate Pros is the original provider of 1% real estate in Florida. We look out for the interests of our clients, and whether you are a buyer or seller (or both) our goal is to make sure your real estate deal puts more money back into your pocket. If you are in the market to buy or sell a home, we can help. Give us a call to learn more about our 1% real estate promise today!

BRIEF HISTORY OF MORTGAGE RATES

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Today’s potential buyers have been waiting for borrowing rates to come down before they purchase.

With the Fed’s resistance to lower the prime rate anytime soon, potential buyers are instead paying ever-rising rents when they could benefit from the tax perks of owning a home and instead of paying high rents to benefit the Landlord, they could be investing in themselves with that money. Here is a quick recent history of mortgage rates:

  • Oct 1981 – highest rates in history of 18.63%
  • 1990’s –the average rate was 10.13% but did dip to 6.49% in 1998
  • 2000’s – started out at 8.64%, the average in 2009 was 5.04%
  • 2010’s – the average in 2014 4.17%, 2019 4.94%
  • 2021 – rates lowered to historic lows 0% to 0.25% due to the Covid 19 Pandemic
BRIEF HISTORY OF MORTGAGE RATES

Today a credit score of 620 might get you a rate around 6%. And a person with a credit score of 760 might get a rate around 4%. So, is it wise to keep paying high rents when you could invest in yourself by owning a home? We believe it is wiser to invest in yourself and we are here to help you make it happen!

If you believe you need help getting your credit score up to get a better rate, we have a preferred lender who offers credit repair at no charge to you! Our preferred Lender has all the loan programs available and has in-house processing and underwriting for making quick closings happen for you! Even if you think you may not qualify for a home loan you may indeed qualify!! Your first step is to give Danielle at 1% Guys Tampa Bay a call to help you get started on your path to achieving your dream of home ownership!

Now is the Best Time to Purchase a New Construction Home!

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There are some great new construction opportunities right now, and your friends at One Percent Guys Full Service Real Estate Pros want to make your decision to purchase a new construction home even easier with our exclusive 2% rebate program. Yes, you read it right, a 2% rebate on a new construction home! This rebate will cover a large part, if not all, of your closing costs, thus saving you tons of money on your new home purchase.

If you already own a home and are thinking of selling so you can purchase a new construction home, we can help you with that as well. As we have discussed in previous articles, the seasonality of real estate can significantly impact your home sale. However, it’s also essential to review market conditions beyond seasonal considerations. Broader economic factors and the state of the housing market should also be considered. For example, a booming job market or dropping interest rates can attract more buyers and create a favorable environment for sellers.

Ultimately, partnering with a knowledgeable real estate professional such as the Tampa seller agents/Orlando seller agents/South Florida seller agents and buyer’s agents at One Percent Guys Full Service Real Estate Pros who have a deep understanding of local market conditions can help you navigate the complexities of timing and ensure your home sale is a success. It’s our job to advise you and help you along your home buying and selling journey! Our expertise, coupled with careful timing, allow you to proceed with confidence and make the most of the opportunities available to you.

The Tampa seller agents/South Florida seller agents/Orlando seller agents and buyer’s agents at One Percent Guys Full Service Real Estate Pros stand ready to help you with all of your real estate needs. We deal only in 1% real estate, which translates into more money back into your pocket.

Considering new construction? Don’t forget to read about our exclusive 2% rebate program for new construction homes. Allow us to represent you at no cost AND we’ll put extra money back into your pocket. Give us a call or explore our website to learn more about how One Percent Guys Full Service Real Estate Pros can benefit you today!