Insuring Your Florida Home: What You Need to Know

As you bask in the warm glow of your new Florida home, it’s essential to remember that the Sunshine State is also prone to natural disasters, such as hurricanes, tropical storms, and sinkholes. That’s why having the right insurance coverage is crucial to protecting your investment. But, navigating the complex world of Florida homeowners’ insurance can be overwhelming, especially for out-of-state buyers.

The Tampa seller agents/Orlando seller agents and buyers’ agents at One Percent Guys Full Service Real Estate Pros are here to help. We understand the specific policies and riders you’ll need to consider to ensure you’re adequately protected. For instance, did you know that flood insurance is not typically included in a standard homeowners’ policy, and you may need to purchase a separate policy through the National Flood Insurance Program (NFIP)? Or, that windstorm coverage can be a separate policy or endorsement, depending on your location and the type of construction of your home?

Having a clear understanding of the insurance landscape in Florida will give you peace of mind. When working with One Percent Guys Full Service Real Estate Pros, you can rest assured that we’ll direct you toward getting the right coverage for your new home.

So, don’t let the sun-kissed beaches and palm trees distract you from the importance of proper insurance coverage – take the time to get it right, and you’ll be enjoying your Florida home for years to come!

One Percent Guys Full Service Real Estate Pros is the original provider of 1% real estate. Our Tampa seller agents/Orlando seller agents and buyers’ agents will help you sell your home and/or find the right home AND help you put more money back into your pocket. Give us a call to learn more about our 1% real estate advantage today!